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How handicaps are calculated

Exact handicaps are calculated to one decimal place and are rounded up to produce the playing handicap. For example, an exact handicap of 11.4 equates to a playing handicap of 11, 11.5 equates to a playing handicap of 12. It is a player’s responsibility to know their exact handicap at any time, as playing in a competition off too high a handicap will result in disqualification. To understand how handicaps are calculated, we need to define some terms:

Gross score – In Stroke Play, a players total number of strokes in a round

Nett score – A players gross score less their playing handicap

Standard Scratch Score (SSS) – An adjustment to the course par for handicapping purposes. If the par is 72 but the course is regarded as easier than other courses with the same par, the SSS will be set to a lower figure, typically 71 or 70.

Competition Standard Scratch (CSS) – An adjustment to the SSS based on the competition scores, indicating the playing conditions of the day. On a very windy day, a SSS of 72 may be adjusted to a CSS of 73 or 74.

Category – 5 categories indicate handicap ranges for application of varying adjustments (see table below).

Buffer zone – a range of scores relative to CSS where no adjustment to handicap is made.

Adjustment factor – a number by which a players handicap is reduced for every shot under the CSS.

Category
Handicap Range

Buffer Zone

Adjustment
1
5 or less
1 shot
0.1
2
6 to 12
2 shots
0.2
3
13 to 20
3 shots
0.3
4
21 to 28
4 shots
0.4
5
29 to 36
5 shots
0.5

Reduction of handicap
A player’s nett score is compared to the CSS. If the score is less than the CSS, their handicap is adjusted by the adjustment factor for every shot under CSS.

Example:
Your exact handicap is 19.4 so your playing handicap is 19, you are category 3, which has an adjustment factor of 0.3.
The CSS for the day is 70.
You have a gross score of 84 giving you a nett score of 65.
You have therefore scored 5 shots less than CSS, so your handicap is reduced by 5 x 0.3 = 1.5
Your new exact handicap is 19.4 – 1.5 = 17.9 which gives you a new playing handicap of 18.

No change to handicap
If a player’s nett score is above the CSS but within the buffer zone, no change is made.

Example:
Taking the above example of handicap and CSS, you have a nett score of 73, 3 shots over the CSS.
As you are category 3 you have a buffer zone of 3 shots, i.e. 70-73 in which your handicap does not change.
Your exact handicap therefore stays at 19.4, playing off 19.

Increase of handicap
If a player’s nett score is above the CSS + buffer zone, the player’s exact handicap is increased by 0.1 regardless of how many shots over the buffer zone.

Example:
Taking the above example of handicap and CSS, you have a nett score of 82, 12 shots over the CSS.
Your handicap is increased by 0.1 to 19.5, playing off 20.



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